The Rarest Key to a world of luxury
Unlock a curated collection of benefits at Taj, SeleQtions, Gateway and Vivanta hotels across the globe. Enjoy exquisite stays, gourmet dining, exclusive access, bespoke experiences and much more.
Unlock access to a world of extraordinary benefits
- Get two nights' breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces when you activate your card
- Get a voucher for an extra one-night stay at Taj Palaces, valid for 6 months, with every new or renewed card. Offer valid until 31 December 2026
- Access exclusive privileges with NeuPass Taj InnerCircle Platinum Tier membership[@platinum-neupass]
- Enjoy priority/early check-ins, late check-outs, access to a dedicated 24/7 Platinum customer care service and more
- Enjoy exclusive access to The Chambers Lounge, available up to 12 times a year for you and a guest
- Easily manage your bookings by calling HSBC on 1800 569 1111, or the IHCL concierge desk on 1800 202 5575[@taj-offer-redemption]
Why choose the HSBC Taj Credit Card?
Take a closer look at your credit card benefits
Exquisite stays and gourmet dining
Revel in the luxury of staying at a prestigious hotel, where every moment transforms into an extraordinary experience.
- Enjoy unlimited room upgrades to the next level
- Get exclusive 25% savings on the Best Available Rate at Taj Hotels and other participating IHCL hotels
- Get four vouchers for set meals for two at participating restaurants
- Enjoy 25% savings on food and beverages and Qmin deliveries
- Get 30% off, up to INR 1,500, when you book a table with EazyDiner. T&Cs apply (PDF)
Pure indulgence
Whether you're seeking serenity or sophisticated leisure, you can enjoy an unforgettable journey of opulence and relaxation.
- Unwind with a 60-minute spa treatment (up to 4 a year), plus access to the sauna and steam room
- Enjoy a year of leisure, with free swimming pool access for 2 (up to 12 times a year)
- Enjoy 12 complimentary golf games and lessons every year
Exclusive access
Escape to the ultimate sanctuary of luxury at Taj hotels, where refined elegance and unmatched comfort surround you.
- Enjoy exclusive access to The Chambers Lounge, available up to 12 times a year for you and a guest
- Visit the Taj Club Lounge up to 12 times a year
- Get access to intimate, immersive and indulgent 'Rendezvous' events encompassing celebrated speakers, masterclasses and much more
- Enjoy access to VIP guest experiences, eVIP pass discounts, hands-free shopping, private sale events and reserved parking at the Bicester Collections. Register[@bicester-village]
Elegant travel
Explore the world in comfort and style with limousine transfers, airport lounge access and more included with your card.
- Relax before you fly with unlimited airport lounge access globally. T&Cs apply (PDF)
- Save 15% on duty-free with AdaniOne mobile app (once per month; min order INR7,500; max discount INR3,000). T&Cs apply (PDF)
- Enjoy 4 domestic + 4 international chauffer-driven airport transfers in a year. T&Cs apply (PDF)
- Enjoy up to 20% off up to INR20,000 on business class travel when you book with MakeMyTrip. T&Cs apply (PDF)
- Save 20%, up to INR10,000, on domestic and international flights with Yatra. T&Cs apply (PDF)
Rare rewards
Earn reward points with your card and use them towards stays, food and beverages, and spa treatments at Taj and other participating IHCL hotels.
- Earn 1.5 reward points for every INR 100 you spend on standard purchase
- Earn 5 reward points for every INR 100 you spend with Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows
- 1.5 reward points = INR 1 in your HSBC Taj Credit Card Wallet balance
Your HSBC Taj Credit Card also gives you
- Get 14X Points at UnicornEnjoy 6X reward points on newly launched apple products and 14X reward points on existing Apple product purchases via the HSBC Unicorn portal. T&Cs apply (PDF)
- Save up to 19% on EMI purchasesGet up to 19% off on EMI Apple purchases via the HSBC Unicorn portal. T&Cs apply (PDF)
- Save 20% at Reliance Brand outletsGet up to INR10,000 off when you spend INR35,000 or more. T&Cs apply (PDF)
- Buy 1 Get 1 Free movie and event ticketsSee the latest movies and live events with Buy 1 Get 1 Free tickets through Book My Show (max discount per ticket INR 1,000 each, valid twice a month) T&Cs apply (PDF).
Things to know before you apply
Are you eligible?
To apply for an HSBC Taj Credit Card, you must:
- Be 25 to 75 years old
- Be an Indian resident (or already have an HSBC India bank account if you're a non-resident Indian)
- Have an annual income of at least INR36 lakhs if salaried, or INR45 lakhs if self employed
- Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bengaluru, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata, Amritsar, Baroda, Indore, Lucknow, Nagpur, Surat or Trivandrum
Get INR1,000 cashback
Just spend INR1,000 or more within 30 days of getting your credit card after submitting your income documents with Account Aggregator.
Offer valid until 30 September 2026.
Ready to apply for your HSBC Taj Credit Card?
To apply for an HSBC Taj Credit Card, complete a callback form and our team will be in touch soon.
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Notes
Reward points will be credited solely on the MCC categorization, as outlined in the Credit Card Service Guide. The Bank's decision on applicability, classification and all other purposes shall be final and binding.
No reward points will be awarded on following categories: Fuel related (MCC 5541, 5983, 5172, 5542, 5552), e-wallets (MCC 6540), rental payments or any such payments made through MCCs 6513, education and government related transactions including tax payments carried out through MCCs (9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9223, 9402, 9211, 9405), Insurance payments (MCC 6300, 5960), Jewelry and antique items (MCC 5944, 5094), cash withdrawals, credit repayments, foreign currency, liquid and cryptocurrency assets (MCC 6011, 6010, 6012, 6051), money transfers (MCC 4829), wholesale clubs (MCC5300) and utilities – electric, gas, water and sanitary (MCC 4900).