Live the Premier life with your loved ones
As a Premier customer, you can share your account privileges with your spouse or partner and children. So just like you, they can enjoy health, wealth, travel and international benefits, plus support from a dedicated Relationship Manager.
The benefits of Premier family banking
Savings accounts for children up to the age of 30
Help your kids take control of their money with our Premier Next Gen savings accounts.
- Children aged up to 18 can have a joint savings account that you manage for them.
- Once they're 18, they can have a full Premier account of their own until they reach 30, with no minimum balance required.
- Beyond the age of 30, children will need to meet the Premier eligibility criteria on their own to be able to keep their Premier benefits.
Premier privileges for all
Once you’ve added someone to your Premier family group they can share your Premier privileges, including:
- Discounts on premium brands, luxury shopping and wellness retreats
- Complimentary rounds of golf at India's top courses, and up to 12 coaching lessons a year
- Access to HSBC's 24/7 global concierge service
A dedicated Relationship Manager
Everyone within your Premier family group has access to a dedicated Relationship Manager, who's available to help you with your banking needs.
Complimentary goal and investment planning
Work with your Relationship Manager and a Wealth Specialist to set financial goals, and create a customised investment plan to help you achieve them. From retiring early to helping your children buy their first home.
Already a Premier customer? Contact your Relationship Manager or request a callback to arrange your planning session.
Educational opportunities for your children
As a Premier customer, you can tap into a range of support to put your kids on course for a brighter future.
- International education support, including educational loans at preferential rates and an overseas education assistance programme from Crimson Education
- Exclusive Premier discountson home tuition and help applying for international university places
- Workshops and seminars on topics including creativity, financial literacy and more for you and your children
Things to know about Premier family banking
Eligibility
To add someone to your Premier family group, you’ll need to:
- Be an HSBC Premier customer
- Maintain a quarterly total relationship balance (TRB) of INR50 lakh (or INR40 lakh if you became a Premier customer before 1 January 2026)
Add someone to your Premier family group
Not yet a Premier customer?
To enjoy all that Premier has to offer, you must first open a Premier Account.
Already have a Premier Account?
To add a family member to your Premier family group, please contact your Relationship Manager or visit your nearest branch.
You can find your Relationship Manager’s details in the HSBC India Mobile Banking app.